Most drivers think that state laws and compensation for factors such as wage loss, injuries, etc. are the same whether you are involved in car or truck accident. However, this is not usually the case as there are distinct differences between the two.
Knowing the difference will help you protect yourself if you are involved in a truck accident. Below are things you need to do when you are involved in a truck accident.
Contact local police and seek medical attention
Even if it is a minor truck accident, you need to contact the nearest police department and seek medical attention immediately. Report and document any minor pain as significant injuries are usually masked early on making it difficult to link them to the truck accident if they are undocumented.
It is also very important to obtain contacts of any witnesses or passengers involved in the accident as this will help you when it becomes necessary to hire a lawyer. Preserving the witness information is important as it will help prove negligence.
Immediately notify your auto insurance company about the accident
Some states have a strict one-year time limit to notify your own insurance company of a truck accident and to file an application to help you receive compensation. Filing an application for benefits form with your insurance company is important in protecting your rights regardless of how serious the injuries are.
The form will help you receive wage loss after the accident, medical expenses, household replacement services and attendant care. Use the form available through your auto insurance company. Ensure that you fill the form accurately and include all of your injuries and impairments.
Retain an experienced attorney quickly
The federal and state law requires that all the trucking companies have records of safety inspections and driver’s hours. These records could help prove liability against a trucking company if an accident is caused by driver fatigue or bad equipment.
However, most of the companies can dispose some pre-trip inspection documents and log books. It is, therefore, important to hire an experienced truck accident lawyer as soon as possible so that records are not intentionally destroyed.